what we do building strength, stability, and self reliance through shelter
Central South Carolina Habitat for Humanity serves the Midlands
Central South Carolina Habitat for Humanity was founded in 1985 as an affiliate of Habitat for Humanity International. Since 1985, Central SC Habitat for Humanity has provided more than 250 homes in partnership with individuals and organizations across Richland and Lexington Counties. But Habitat provides more than just housing.
Habitat homeowners receive financial education, and learn about building and maintaining their own homes, all while paying an affordable mortgage. Habitat believes that a decent place to live, and an affordable mortgage, creates a situation where homeowners can save more, invest in education, pursue opportunity and have more financial stability. With our help, homeowners achieve the strength, stability and independence they need to build a better future for themselves and for their families.
A world where everyone has a decent place to live
Putting God's love into action, Central SC Habitat for Humanity brings people together to build homes, community, and hope.
How the Habitat Model Works
Habitat offers a hand up, not a hand out
Habitat homes are built and then sold to qualified families at no-profit
Qualified families are selected by volunteer committees that determine need, willingness to partner, and ability to pay
Once selected, homeowner families complete 300 sweat equity hours, meet with a financial adviser, and complete classes to prepare them for homeownership
Volunteers from the community work alongside Habitat Homeowners to build the homes
Habitat Homeowners pay an interest-free 25 year mortgage
Mortgage payments are adjusted to not exceed 30% of the homebuyers monthly income
In the neighborhoods where Habitat is building homes, eligible residents are offered the opportunity to apply to Habitat’s Neighborhood Revitalization program
The NR program allows residents to make needed repairs on their homes at a fraction of the cost
Donations, sponsorships, grants, homeowner mortgage payments and ReStore proceeds fund our building programs
Central SC Habitat Programs Homeownership New Builds and Home Rehabilitations Habitat is dedicated to eliminating substandard housing, and aims to make adequate, affordable shelter a matter of conscience and action. Not only does Habitat build homes from the ground up, but they also work to renovate existing homes. The families that Habitat partners with are able to realize the dream of home-ownership through a zero-interest mortgage. Learn about Habitat's Homeownership Program
Neighborhood Revitalization Community Clean Ups, A Brush with Kindness, Veteran Repair, Aging in Place Habitat is transforming entire communities, house by house, block by block. In our target neighborhoods, we work with residents to help them create individual and community-based goals. Habitat partners with current homeowners to complete needed home repairs. Ranging from community clean ups, exterior revitalizations, ramp building, and so much more. Habitat is working to change the face of communities in the Midlands one partnership at a time. Learn more about Habitat's Neighborhood Revitalization Program
Habitat ReStore Shop, Reuse, Build The Habitat Restore is a home goods store that sells used furniture, building supplies and housewares. The store is open to the public for donations and shopping, and all proceeds are reinvested into Habitat for Humanity and building more affordable housing in the Midlands. Learn more about the Habitat ReStore